Shared Interest Gold Visa Credit Card

Shared Interest Gold Visa

Our Shared Interest Gold Visa Credit Card provides you with more purchasing power. You earn one My Visa Rewards Plus1 point for every dollar you spend on the card. Your points can be redeemed for free travel, merchandise, and charitable donations. If you'd prefer a lower interest rate, we offer that too. Plus, every time you use your card, Citizens Bank will donate 10 cents to support not-for-profit initiatives worldwide through the Shared Interest Fund.

OptionAnnual FeeMy Visa Rewards PlusRateGrace
My Visa Rewards Plus$99Yes19.5%21 days
My Visa Rewards Plus and Low Rate $145 Yes11.25%21 days
Low Rate $45 N/A11.25%21 days

Shared Interest Gold Visa Credit Card offers you:

  • One My Visa Rewards Plus point for every $1 you spend on the credit card – redeemable for travel (with no blackouts or mandatory Saturday night stays), merchandise and charitable donations.
  • Double points every time you purchase travel on your Shared Interest Gold Visa through or the My Visa Rewards Plus Travel Headquarters.
  • 2,500 My Visa Rewards Plus points when you make your first purchase with your Shared Interest Gold Visa and 3,500 My Visa Rewards Plus points every future year as our way of saying thank you.
  • Up to four free additional credit cards.2
  • Extended Warranty and Purchase Security Insurance on almost everything you purchase.3
  • Price Protection helps to ensure that you never pay too much for almost all puchases made in Canada.3
  • Delayed and Lost Baggage Insurance.3

Visa Credit Card Benefits:

  • Worldwide acceptance anywhere you see the Visa symbol
  • 24-hour cash advances through any ATM machine displaying the Visa symbol
  • Emergency card and cash replacement services2
  • Zero cardholder liability2
  • Auto Rental Collision/Loss Damage Insurance3
  • Up to $500,000 of Travel Accident Insurance3
  • Visa Chip and PIN technology

1My Visa Rewards Plus is only applicable to Citizens Bank Shared Interest Classic and Gold that earns My Visa Rewards Plus points.
2Not applicable to Citizens Bank Reloadable and Prepaid Visa products.
3Certain definitions, benefits, limitations, and exclusions apply to all Citizens Bank Visa card insurance coverage. You will receive a copy of the Certificate of Insurance that describes the insurance coverage in more detail. The insurance coverage is subject to change or cancellation without notice. Extended Warranty, Purchase Security Insurance, Auto Rental Collision/Loss Damage Insurance and Delayed & Lost Baggage Insurance are underwritten by American Bankers Insurance Company of Florida and Travel Accident Insurance is insurance coverage underwritten by American Bankers Life Assurance Company of Florida. The Price Protection Service is a service provided by American Bankers Insurance Company of Florida.

*Visa Int. /Citizens Bank of Canada, Licensed User.
™Citizens Bank of Canada and Shared Interest are registered trademark of Citizens Bank of Canada.