Shared Interest Classic* Visa Credit Card

Shared Interest VISA

Our Shared Interest™ Classic* Visa credit card gives you convenience, reliability and rewards. Earn one My Visa Rewards Plus1 point for every $2 you spend on the card. Your points are redeemable for free travel, merchandise and charitable donations. Plus, every time you use your card, Citizens Bank will donate 10 cents to support not-for-profit initiatives worldwide through the Shared Interest Fund.

Option Annual Fee My Visa Rewards Plus Interest Rate Grace Period
My Visa Rewards Plus $0 Yes 19.5% 21 days
My Visa Rewards Plus and Low Rate $50 Yes 11.25% 21 days
Low Rate $25 N/A 11.25% 21 days

Shared Interest Classic* Visa credit card offers you:

  • One My Visa Rewards Plus point for every $2 you spend on the credit card – redeemable for travel (with no blackouts or mandatory Saturday night stays), merchandise and charitable donations.
  • Double points every time you purchase travel on your Shared Interest Classic* Visa through or the My Visa Rewards Plus Travel Headquarters.
  • Extended Warranty and Purchase Security Insurance on most personal items purchased with the card².

Visa Credit Card Benefits:

  • Worldwide acceptance anywhere you see the Visa symbol
  • 24-hour cash advances through any ATM machine displaying the Visa symbol
  • Emergency card and cash replacement services3
  • Zero cardholder liability3
  • You, your spouse, and dependent children may receive up to $200,000 for accidental bodily injury on a covered trip when you use your card to purchase at least 75% of the common carrier fare².
  • Visa Chip and PIN technology3

¹My Visa Rewards Plus is only applicable to Citizens Bank Shared Interest Classic and Gold Visa cards that earns My Visa Rewards Plus points.
²Certain definitions, benefits, limitations, and exclusions apply to all Citizens Bank Visa card insurance coverage. You will receive a copy of the Certificate of Insurance that describes the insurance coverage in more detail. The insurance coverage is subject to change or cancellation without notice. Extended Warranty, Purchase Security Insurance, and Auto Rental Collision/Loss Damage Insurance are underwritten by American Bankers Insurance Company of Florida and Travel Accident Insurance is insurance coverage underwritten by American Bankers Life Assurance Company of Florida.
³Not applicable to Citizens Bank Reloadable and Prepaid Visa products.

*Visa Int. /Citizens Bank of Canada, Licensed User.
™ Shared Interest is a registered trademark of Citizens Bank of Canada.